Medicare is a governmental health insurance program that is designed to help people over the age of 65, younger people on disability and people with kidney disease.
Well Medicare covers most of the cost it will not cover the entire cost of your hospital stay or medical bills. That's were a Medicare Advantage plan or Medicare Supplement plan come in handy. Both have their advantages and disadvantages. It's always best to talk to an agent to determine which plan is best suited for you.
Critical Care is a specialized insurance product that provides you with a lump sum and tax free payment if you're being treated for cancer, stroke, heart disease or similar life threatening illnesses.
Ancillary Insurance are plans that "fill in the blanks." These are your dental plans, your vision plans and similar programs. They can go hand in hand with a Medicare Supplement plan.
Life Settlements - If you are no longer able to pay the premiums on an existing policy, OR you have a policy that no longer fits your needs; you may be able to "sell" that policy for a cash settlement! Contact me for more information!
Although my concentration is on helping you find the best final expense policy, I'm also happy to help you with your health insurance and other life insurance needs, including term products. If I can not help you, I'll gladly put you in touch with another life insurance agent in the Tampa area that can. That's my promise to you. Contact me today and we'll talk about your needs.